More From the Home Front

After yet another house-buying hiccup, it seems we are finally ready to close! The ONLY item we have left to provide to the mortgage company is the re-inspection, or post-repairs, documents. This will just tell the mortgage company that the requested repairs were done properly so that the house is worth the mortgage amount. Hopefully that will be done by the end of this week. We will also get to do another walk-through to approve the house and the seller wants to show us a few odds and ends including where the garden perrenials.

So that's a nice turn of events! I was getting so stressed out about this process. It felt like no matter how on top of things I was with getting documents and money together that I was always falling behind. Using an FHA mortgage made the process even more complicated. This process has taught me a lot though. First of all, it's always better to buy a home with your own money rather than gift money. If you MUST use gift money, it's better to have it in your own account for several months prior to applying for the mortgage. This cuts down on paperwork. Finally, it's best of all to get a non-FHA mortgage because less paperwork is required. All you have to do is show that you have the down payment and good credit and voila, there's your house!

So we've been doing some Craigslist furniture shopping and basic packing. This weekend we need to really rev things up and finish the packing. Movers are scheduled for Friday July 15! In the meantime life is continuing regardless of the house process: things at work are getting a little busier for several reasons and my head is in the clouds about moving and being a homeowner. I'm also daydreaming about life after closing. We've spent the whole summer buying this house and dealing with medical issues, so we haven't really had any fun! First order of business, after moving in, will be a weekend in Homer with the puppy dog. We could use a weekend away, a change of scenery and some camping time. Most of all, we're excited to watch Cannelle the Puppy play on the beach and maybe dig for Razor Clams!

Well, I should get to work!